Tag: ERC

Can You Remortgage Your Home If Property Prices Fall? Let’s Find Out

Posted on September 1, 2026 by Daisy Payne

To remortgage is to replace your existing home loan with a new deal. Yes, you can remortgage if property prices fall, but declining home values increase your loan-to-value (LTV) ratio, which may limit your rate options or require specialist lenders. Switching is the right move when savings beat the fees. If your fixed deal is […]

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